Do I have to buy treasury notes through a bank or brokerage firm?

There are three ways to purchase Treasury notes directly; through a brokerage, through a bank, or directly from the U.S. Treasury. While they are considered free from default risk, Treasury Notes carry significant other risks including interest rate risk and inflation risk. This is especially true with today’s . . . .

InvestingJoshua Escalante Troesh, CFPAugust 28, 2019Inflation Risk, Interest Rate Risk, Treasury Bond Fund, Treasury Notes, Managing Wealth, Retirement & Legacy

I am saving for a down payment for a house; should I keep the money in my savings account or move it somewhere different?

Considering you have a 3-year timeline, a standard savings account isn't optimal due to the low interest rates being unlikely to keep up with inflation. A money market savings account or certificate of deposit would be a better to consider. If you are comfortable with taking on more risk . . . .